Enrollment support
Benefits portfolio
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Help retain and engage skilled workers with voluntary benefits
NEARLY
70
60
%
%
of employees who were very satisfied with their benefits were more likely to stay with their company because of them.
of employers said their benefits package had a positive impact on employee productivity.
And this jumped to 73% for employers who rated their benefits as very good or excellent.
Are you keeping up with employees' evolving priorities?
To attract and retain top talent in today’s competitive market, you must understand what your employees expect from you. Surveys confirm that strong benefits boost retention, engagement and productivity, so an effective plan that meets your employees’ needs should convey the value of what you offer them.
NEARLY
Life Insurance
Term life insurance provides financial protection during an employees’ working years to help their loved ones weather an unexpected loss. Whole life insurance can be continued through retirement years and builds cash value that employees can borrow against.
Life Insurance
Hospital Insurance
Hospital insurance pays a lump-sum benefit directly to the employee to help pay for out-of-pocket expenses related to a surgery or stay in the hospital that may not be covered by medical insurance, such as deductibles, co-insurance and other expenses.
Hospital Insurance
Disability Insurance
Disability insurance replaces a portion of an employee’s income if they become disabled as a result of a covered accident, illness or even childbirth, to help them continue to make ends meet while they’re out of work.
Disability Insurance
Critical Illness Insurance
Critical illness insurance pays a lump-sum benefit directly to the employee to help cover out-of-pocket costs in the event of a serious illness, such as a heart attack or a stroke.
Critical Illness Insurance
Accident Insurance
Accident insurance pays a lump-sum benefit directly to the employee for minor and major accidents. It can help pay for out-of-pocket expenses not covered by medical insurance, such as co-pays, transportation costs and other expenses.
Accident Insurance
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Select a benefit to learn more
Enhance your employees’ medical insurance with voluntary benefits that can strengthen their financial protection for life’s challenges. Because benefits will be paid directly to your employee, they can be used to replace lost wages; cover out-of-pocket medical expenses, pay living expenses such as a mortgage or rent, groceries, childcare or other expenses.
Contact your Unum representative today to learn more.
Benefits
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Help employees get the most value out of their benefits package with effective tools and education. We know how to:
Enrollment support at every stage
Offer enrollment tools that fit employees’ needs, including face-to-face counseling, telephonic, in-app information and chat assistance during self-service enrollment
Make sure employees understand the coverage available to them
Provide year-round enrollment options to new hires and existing employees with qualifying life events
Self-guided employee enrollment
Seamless system integrations
Simple benefits administration
Benefits should be easy for your employees to use and simple for HR to manage. That’s why we offer first-class HR technology with expert support.
Better technology means better benefits
Convenient claims submission
Benefits for every workplace
Product names may vary by state. Policy forms marketed by the company vary by product and are too numerous to list in this advertisement, but a list can be provided upon request.
Insurance products are underwritten by the subsidiaries of Unum Group.
© 2023 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries.
NS-1229051-1 FOR EMPLOYERS 9-23
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Survey results
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Better technology
Source: Unum Group, Employee Enrollment Survey, company sponsored, 2021. 1,462 U.S. full-time employees responded to the survey in August 2021.
Source: LIMRA, Benefits and Employee Attitude Tracker Study, 2022.
Source: LIMRA and Ernst & Young, Harnessing growth and Seizing Opportunity – Workforce Benefits Study, 2023.
Among employees who took advantage of benefits and advice
78% reported significantly higher understanding
60% reported significantly higher satisfaction with their benefit
Source: LIMRA and Ernst & Young, Harnessing growth and Seizing Opportunity – Workforce Benefits Study, 2023.
Over 90% of employees said they preferred online enrollment and claims submission as their top digital services
Source: LIMRA and Ernst & Young, Harnessing Growth and Seizing Opportunity – Workforce Benefits Study, 2023.
of employees said they preferred online enrollment and claims submission as their top digital services.
%
90
Over
Source: LIMRA and Ernst & Young, Harnessing growth and Seizing Opportunity – Workforce Benefits Study, 2023.
While many employees use digital tools in selecting their benefits, this doesn’t imply that digital and self-service models will completely replace human support.
Source: LIMRA and Ernst & Young, Harnessing growth and Seizing Opportunity – Workforce Benefits Study, 2023.
reported significantly higher satisfaction with their benefit.
%
60
Among employees who took advantage of benefits and advice